Lora L. Duzyk
Assistant Superintendent San Diego County
Office of Education (SDCOE)
California Association of School
Business Officials

CASBO Officers
The four officers of the
association are the president,
president-elect, vice president
and immediate past president.
The officers for the
2007-08 term
are as follows:

Bill C. McGuire - CASBO
President

Eric D. Smith - CASBO President-
Elect

Sharon Ketcherside - CASBO
Vice President

Lora L. Duzyk - CASBO
Immediate Past President...

Lora L. Duzyk
Immediate Past President/Officer
Asst. Superintendent, Business
Services
San Diego County Office Of
Education

Lora Duzyk, assistant
superintendent of business
services for the San Diego
County Office of Education,
serves as CASBO’s immediate
past president.

Lora has served public schools
for over 20 years, 13 of those in
various capacities in the San
Diego County Office of
Education. As assistant
superintendent of business
services, she oversees the
budgets of 43 local school
districts (including the county
office’s) with combined budgets
of more than $3 billion.
She
previously served as the
director of finance at National
School District in National City
and as director of fiscal
services at Southwestern
Community College in Chula
Vista, Calif.

A member of CASBO since 1992,
Lora has served the past 3 1/2
years as a CASBO officer,
including service as the 2006-07
president. Her previous roles
include Payroll R&D Committee
chair, San Diego/Imperial Section
Directors I, 2 and 3, treasurer,
president elect, president and
past president. Duzyk also
served as chair of the local
Accounting and Payroll R&D
Committees. She is also a
member of the CASBO strategic
planning team.

A daughter of a Navy man, Lora
was born in Camp Zama, Japan.
She moved to the mainland as a
child, attending grade school in
various locations across the
United States. After returning to
Japan for middle school, she
returned to the United States and
graduated from Sherman E.
Burroughs High School in
Ridgecrest, Calif. After
graduating from California State
University, San Diego, magna
cum laude, with a bachelor’s
degree in accounting, she went
on to earn a master’s degree in
business administration from the
University of Phoenix.

Lora and her husband of 30
years, Ken, live in Chula Vista
and have three sons, James, 26,
who works for a local contractor,
Daniel, 21, a senior at CSU San
Diego, and Kenny, a sophomore
in high school.
Tuesday, December 19,
2006

Lora Duzyk and Dan
Shinoff say Shinoff
works for SDCOE

According to the San
Diego County Office of
Education's website, it
offers the following slate
of lawyers for school
districts to hire:

Atkinson, Andelson,
Loya, Ruud & Romo

Best, Best & Krieger

Lozano Smith

Parham & Rajcic

Link: List of approved
SDCOE attorneys.
[Sorry, SDCOE has
broken the link.]

But recently I sent a
public records
request to SDCOE
asking for "a
complete list of
attorneys currently
approved by the San
Diego County Office
of Education Joint
Powers Authority."
Lora Duzyk passed
the request to Dan
Shinoff. He wrote that
the complete list
consists of the
following lawyers:

Dan Shinoff of Stutz,
Artiano, Shinoff & Holtz

Randy Winet of Winet,
Winet, Patrick & Weaver

David Monks of
Klinedinst P.C.

How can the lists be
completely different? It
apears that Shinoff is
talking about lawyers
who represent the JPA
itself, not lawyers
approved by the JPA to
represent school
districts.

Perhaps the JPA has a
contract with Shinoff that
hasn't run out yet.

Update:
I have learned from
(former) Grossmont
Union High School
District Superintendent
Terry Ryan that Shinoff
has an unwritten
"gentlemen's
agreement."
Randolph "Randy" Ward and Lora Duzyk are using public funds to
advance Dan Shinoff's private lawsuit against this blogger

SDCOE, Lora Duzyk request for a restraining order against this
blogger dismissed

Lora Duzyk commits perjury, falsely claiming that this blogger
"stalked" and "made a credible threat of violence."  The judge said
she was wrong.
Link: See the complaint signed by Lora Duzk
JPAs, insurance brokers, lawyers: who is
profiting from school litigation? Santa Clara v.
Keenan & Associates
Who is profiting from inflated insurance premiums in San Diego
schools? Perhaps just about everyone involved in school liability
insurance.

Sometimes my commenters know more than I do about a subject, and
school insurance is one of those subjects. A recent comment caused me to
do some research. I already knew that the San Diego County Office of
Education-Joint Powers Authority was paying millions of tax dollars each
years for lawyers who cover up wrongdoing in schools. I didn't know how far
up (or down) the corruption went.

I found this:

(See
clipping about public entities suing insurance companies.)

County pushing suit alleging misdeeds in insurance industry
By Julie O'Shea
San Jose Recorder

Following New York's lead, Santa Clara County is suing several top
insurance brokerage firms, claiming they have duped customers out of
millions through secret "kickbacks" and other "lucrative" service deals.

"It's almost cartel-like," said the county's outside counsel, Louise Renne, a
for-mer San Francisco city attorney who wasbrought on board because of
her extensive experience with this type of litigation. "We believe that every
public agency in the state of California has been affected."

In a complaint filed in Alameda County Superior Court in November, Santa
Clara is alleging that industry giants Marsh & McLennan Cos., Driver Alliant
Insurance Service and Keenan & Associates are "steering" clients toward
insurers that are offering brokers undisclosed commissions, funded through
insurance premiums.

"In the end," the complaint alleges,"clients paid more for less insurance,
with defendants siphoning off the difference to pad their bottom line..."



Here is part of what my commenter wrote:

"...Three insurance brokers namely Driver Alliant, Keenan and Associates
and Marsh & McLennan manage these super pools. These insurance
brokers are being sued in Alameda County where the allegations are for
unlawful business practices, in violation of California Business and
Profession Code section 17200 et. seq. false and misleading advertisement
where they cream millions of dollars in public funds in violation of Business
and Profession Government Code Section 17500 et. seq., breach of
fiduciary duty, illegal and secret kickbacks, steering premium dollars and
getting public agencies to purchase services at high rates.

"...Keenan and Associates has a “HYBRID SELF-INSURANCE and
REINSURANCE” [SDCOE has SELF-JPA where Keenan is also a member of
this “Super Pool”] pooling program for nearly 400 schools and community
colleges.

"Keenan advertised for its Super Pool’s conference at Lake Tahoe as, “The
Pudding is in the Pooling,” in their invitations. Yes, the pudding is good,
they are raking in Millions of PUBLIC FUNDS through their billable hours...

"Daniel Shinoff and his SASH firm takes the cream of the Southern District
billable hours for BOTH Keenan and SELF which are brokered by Marsh &
McLennan. The premium billable hours are steered to his firm with the
blessing of Keenan, SELF and Diane Crosier.

"Keenan and Marsh and McLennan as the agents of California’s public
entities have a fiduciary duty to recommend the best coverage at the best
price for its clients. They are to provide independent, objective advice, and
to put ‘their clients best interests’ ahead of their own. Keenan and Driver
and Marsh and McLennan are hired to act as consulting, billing/premium
administration, and claims administration. Their duty is to provide full
disclosure, candor, and loyalty. Disclose the amounts of income;
Contingent Commissions Agreements and remuneration they receive form
all transactions to the public agencies they represent. Keenan has a policy
where every employee, associate and partner has to belong to several
churches, golf clubs, non-profit organizations and civic groups. This is how
they create friendships with judges, political figures, churches and
organizations who look the other way. While attorneys like Daniel Shinoff
bully public boards into contractual agreements and decisions that are not
in the best interest of PUBLIC AGENCIES but bring in a lot of billable hours
to his firm and bigger premiums for insurance Brokers and JPA’s.

"The agreements that the PUBLIC AGENCIES get pressured into signing
with the JPA’s have different names like: “Contingent Income Agreements”
“Production Service Agreements” “Volume Based Commission Agreements”
“Profit-Sharing Commission Agreements” “Commission Override
Agreements” Premium Value Contingent Commission Agreements”
“Preferred Agency Agreements” and “Platinum Profit Sharing Agreements.”

"These commissions create a blatant CONFLICT of INTEREST and a direct
financial interest for these brokers, JPA’s and preferred law firms. These
commission and preferred agreements cause CONFLICT of INTEREST,
along with premium prices in many cases with lower benefits. The insurance
companies recoup the kickbacks paid to marsh & Marsh and McLennan,
Keenan and Driver by higher insurance prices passed on to the public
agencies. Whereby, suppressing competition in the market of insurance.

"This is the reason why the PUBLIC AGENCIES in San Diego cannot get
insurance apart from the JPA’s. No insurance company can do business in
California without belonging to one of the three “insurance brokers.” The
insurance brokers have contractual agreements with certain JPA’s; like
SDCOE SELF and these JPA use the same law firms they have contractual
agreements with like Best Best and Krieger, Stutz, Artiano, Shinoff and Holtz
“SASH” and Winet..."

(End of quote of commenter to this blog.)

It turns out that insurance companies were doing a lot of harm long before
they helped bring down the US economy in 2008 with their credit default
derivatives. The derivatives were too complicated and clever by half, a
scheme to get rich quick while promising that there would be no
consequences. The government failed to regulate these scams, pretending
they weren't really insurance policies. Institutions began to fail once it was
discovered that the institutions didn't have any protection against defaults
because they were unknowingly insuring themselves.


Many local school districts belong to the San Diego County Office of
Education-JPA. Diane Crosier is the Executive Director of the SDCOE-JPA,
and she works under the direction of SDCOE Superintendent Randolph
Ward and Asst. Supt. Lora Duzyk. Crosier represents the SDCOE-JPA at a
bigger JPA called SELF.

Diane Crosier then goes on to represent SELF when the other JPAs come
together to form what it is called a “super pool,” then she reports back
(delivers instructions) to SELF and SDCOE-JPA (which she herself directs).

This complete circle leaves me wondering who is in charge, the people at
the bottom or the people at the top? There is some evidence that the
person in charge is Stutz Artiano Shinoff & Holtz attorney Daniel Shinoff,
whom Diane Crosier most often selects to represent school districts in San
Diego.
Lora Duzyk blog posts
CASBO top officials in 2010-11
CASBO Officers

The four officers of the association are
the president, president-elect, vice
president and immediate past
president. The officers for the 2010-11
term are as follows:

Renee Hendrick - CASBO President

Gary Matsumoto - CASBO President-
Elect

Michael Johnston - CASBO Vice
President

Sharon Ketcherside - CASBO
Immediate Past President



Renee HendrickRenee Hendrick
[top]

President/Officer
Executive Director, Business Services
Orange County Department of Education

Renee Hendrick is the executive
director, business services for the
Orange County Department of
Education. She began working at the
OCDOE in 1994 as a payroll supervisor
and steadily moved up to her current
position.

As director of fiscal services, Hendrick
is responsible for the district’s budget,
accounting, payroll and categorical
programs, as well as the internal
business functions of the 10,000
alternative education and special
education students in Orange County.

Prior to joining OCDOE, Hendrick was a
senior payroll technician for the Coast
Community College District. She also
was employed as a manager and staff
trainer for a major national retailer.

Hendrick has held a host of positions
with CASBO including: Eastern Section
director, Eastern Section president, vice
chair and member of the Eastern
Section Financial Services R&D
Committee, pre-conference co-chair,
professional development presenter
and member of various committees
associated with CASBO’s strategic plan.

She is currently completing her
bachelor’s degree in business
administration and management at the
University of Redlands.

Hendrick lives in Corona, Calif., with her
husband of 20 years and their teenage
son.

[top]

Gary MatsumotoGary Matsumoto

President-Elect/Officer
Associate Superintendent, Business
Services
Hacienda La Puente Unified School
District

Gary Matsumoto has been the
associate superintendent for business
services at the Hacienda La Puente
Unified School District in Los Angeles
County since 2006.

Prior to taking that post, he held various
positions with Southern California
school districts including time in the
budget office at Long Beach Unified
School District, more than eight years at
Hacienda La Puente USD as director of
fiscal services, an additional eight years
there as assistant superintendent
business and finance, deputy
superintendent of business services for
Palos Verdes Peninsula Unified School
District and assistant superintendent,
business services for Saddleback
Valley Unified School District.

As a longtime CASBO member,
Matsumoto has served in a number of
posts including director I for the
Southern Section, co-chair of pre-
conference in 2008, director II for the
Southern Section, program chair for
annual conference and co-chair of the
Financial Services R&D. He has also
been active on the state Financial
Services Committee, the Southern
Section Budget R&D and the state
Budget Committee.

Matsumoto earned a bachelor’s degree
in economics from Occidental College,
and lives in Orange County with his wife
of 18 years.  

[top]

Michael JohnstonMichael Johnston

Vice President/Officer
Assistant Superintendent, Business
Services
Clovis Unified School District

Michael Johnston is the Assistant
Superintendent of Business Services
for Clovis Unified School District. He
has a Bachelor of Science Degree in
Business Administration, emphasis in
Accounting, and a Master of Science
Degree in Educational Leadership and
Supervision. Johnston has 17 years
experience in public education finances
and management of school districts by
working in school districts and county
offices of education. Johnston is
certified as a Chief Business Official
through CASBO’s Chief Business
Official certification program. He also
serves on the Education Mandate Cost
Network Committee.

Johnston has been instrumental in the
development and presentation of
CASBO’s Advanced Budgeting
workshops series. He also presents
throughout the state for the Association
of Certificated School Administrators
(ACSA) Human Resource Academy.
Johnston also serves as the Executive
Director of Central Valley Support
Services JPA and continues to be a
leader supporting schools.
[top]

Sharon KetchersideSharon Ketcherside

Immediate Past President/Officer
Sacramento County Office of Education

Sharon Ketcherside serves as the
procurement services manager for the
Sacramento County Office of Education
(SCOE). Prior to joining SCOE in July
2005, she served as the director of
purchasing and accounts payable with
the Folsom Cordova Unified School
District and as a buyer with the Rio
Linda Union School District.

An 11-year veteran of the California
Association of School Business
Officials, Sharon has served in various
capacities of the organization. Through
CASBO Sharon has built a reputation
as a leader in the procurement services
field throughout the state.

Prior to her employment with the public
schools, Sharon volunteered at her
children’s schools as a member of the
school site counsel and held the
position of PTA president. Sharon
believes this was the springboard to
her career in public education.

Sharon earned her bachelor’s degree
in business administration from
Alameda University.

Sharon and her husband, Jim, live in
Elverta, Calif.; have two children,
daughter, Jennifer, and son Jim. They
are the proud grandparents of three
lovely granddaughters, Madeline, Claire
and Amaya.
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